Commercial General Liability Policies

 

Chapter 2 Trigger Of Coverage

 

Introduction

Occurrence - Based Policies

[A] Policies Language

[1] Bodily Injury and Property

[2] Personal Injury and Advertisement Injury

[3] Deemer Clause

[B] "Damages" or its cause As the Trigger

[C] Progressive Bodily Injury and Property Damages Cases

[1] Exposure

[2] Manifestation

[3] Double Trigger

[4] Actual Injury Trigger

[5] Continuous

[D] Incorporation Context

[1] Incorporation Context

[2] Installation Only

[3] Manifestation

[4] Continuous

[E] Other Contexts

CLAIMS MADE POLICIES

[A] Claim Against the Insured

[1] Necessity of Claim

[2] Claim Defined

[3] First Made Requirement

[B] Notice to Insurer

[1] Awareness of Circumstances

[2] Notice to Insurer

[3] Claim Made and Reported

[C] Retroactive Date

[D] Extended Reporting Periods

[1] Basic Trial Coverage

[2] Supplemental Trial Coverage

*****Lecture seminar this course is 2 hours for Continuing Education (CE) . Course study for Professional Designation student require 6 hours study time

 

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