Product Liability
Third Party Administrator
ICC has a self- insured plan, specifically for businesses, manufacturers and other professionals who want to keep their product liability rates under control. :
Manufacturer / Product Liability
ICC is not out to make a profit from professionals and manufacturers like insurance companies are. ICC, under the self-Insurance plan or retention plan is only paid for administrative fees. This drastically reduces your cost.
If you have an interest in creating a self insured plan, please fill out the response form and a representative will contact you directly to explain how to become self- insured. or to set up a self insured retention plan .
A Self-Insurance plan is the alternative to paying high insurance rates. ICC will help you meet state liability requirements and will write your self insured policy for your practice as well as administrator claims for your company. .
Call ICC today and keep what is rightfully yours. ICC 1 (316) 683-0170
Dan Martinez CEO
Your cost will be less than what you are paying now.
Risk Assessment System
One of the most important issues in determining risk and product liability is assessing and evaluating the product and the product design for any inherent or foreseeable problems that the product may demonstrate. Through the experts at ICC, we will take your product, evaluate it for risk and liability, and report such findings to you. In addition, ICC can continually monitor any safety issues through an "on-line" reporting system that will keep you up-to-date on possible or potential problem areas.
The system is simple and cost effective. ICC will evaluate your product for a set fee and then establish the "on-line" reporting system for a small monthly fee that is directly in proportional to the number of consumers that are reporting problems. You get the peace of mind that the safety of your product is being monitored throughout its useful life.
Product Liability Prevention and Evaluation
I. Establishment and Review of Product Liability Policies
II. Review of Insurance Requirements
V. Legal and Industrial standards for Product Warning
I. Establishment and Review of Product Liability Policies
Develop a written product liability and risk policy for your company. The policy will outline possible tort liability areas and their ramifications. It will detail the following:
A. General negligence issues,
B. Proof of negligence standards,
C. Calculus of risk factors,
D. Reasonable Person Standards
E. Res Ipsa Loquitur
F. Duty to Warn criteria
G. Recoverability Elements of Damages
H. Immunities and Defenses of Actions Against Insured
II. Review of Insurance Requirements
ICC will review your current insurance policies concerning your product. We will make recommendation as to any restructuring that is needed. In this portion of the report we will:
A. Review policy limits
B. Review stacking ability
C. Recommend enclosure of "Misrepresentation and Nondisclosure" clauses
ICC will conduct extensive product evaluations to determine inherent product
defects and to generally locate and identify possible product liability transfer to your company. This will include:
A. Potential uses
B. Potential misuses
C. Durability and stress
D. Construction Evaluation
E. Possible fault points
F. Determination of risk or hazards
ICC will provide a report that will detail out all of the finds in the evaluation stage. This report will include:
A. Current usage
B. Foreseeable usage
C. Hazards and misuse
D. Possible changes to correct problems
V. Legal and Industrial standards for Product Warning
ICC will provide a complete report that specifies the use of warning labels and wording for inclusion in your product manual. This will include:
A. Warning label verbiage
B. Warning label sizing
C. Warning label design requirements
D. Placement of warning labels
E. Recommendation of wording to be enclosed within the documentation of your product
F. Suggested promotions for your products safe usage
ICC will provide a website that will allow your consumer to report any problems with your product. This information will be assembled and sent to you on a monthly basis. Should a report contain information that is of an urgent nature, ICC will forward this information upon receipt. This gives you the ability to continuously monitor any safety problems that may occur and suggest possible design changes.
Upon the continuous review of the product safety information there may come a point in time where a recall is necessary. ICC will help in assisting you in this process.
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